California Homeowners’ Insurance Claim Law Firm
Serious damage to your home dramatically affects the lives of you and your family. At the Law Offices of Richard deSaulles, we understand that you need your homeowner's insurance claim to be paid quickly and fully so you can start cleaning up or rebuilding. Often, families are far too busy “picking up the pieces” to take control of putting together a complete and accurate claim in compliance with the Homeowner’s policy.
The Law Offices of Richard deSaulles has experience battling with insurance companies in order to ensure that our clients recover each and every cent to which they are entitled under their homeowner’s insurance policy. While many people try their best to handle their insurance claim without the services of an attorney, we usually suggest they should do what we tell all of our family members when they suffer a significant loss covered by an insurance policy- hire a lawyer.
Oftentimes, claimants unfamiliar with the process find their claim has been denied under their homeowner's insurance, resulting in added stress and delays. Occasionally, homeowners also are unknowingly denied payments to which they are entitled. At the Law Offices of Richard deSaulles, we have extensive experience dealing with insurers in California. We are dedicated to helping you get the money you need and deserve under your policy, especially if your insurance company is not paying your legitimate homeowner's insurance claim.
Making Your Insurance Company Live up to the Promises In Your Policy
Homeowner's insurance provides benefits if your home is seriously damaged or destroyed. When your insurance company and insurance agent sold you the policy, they made a promise to provide benefits if you needed them. The Law Office of Richard deSaulles can help you with your claim, help you appeal a denied claim, or, if necessary, take the matter to Court. We handle serious homeowners insurance claims for matters such as:
- Fire damage
- Storm damage
- Earthquake damage
- Flood damage
- Other losses covered under the policy
Homeowner's insurance claims can be difficult to evaluate because the amounts of damage and loss can be hard to determine. Homeowners often have not kept an inventory of all their belongings. However, our firm can help you work with staff or experts to reconstruct what was there before the damage, in order to enable us to accurately evaluate your loss and provide the insurer with the information it needs to pay your claim.
Denied Claims Resulting from Bad Faith
Insurance companies and agents must be held accountable for fraud and wrongful denial of claims. If necessary, the Law Offices of Richard deSaulles can pursue a bad faith insurance claim against the company if it has unlawfully denied your claim.
Contact The Law Offices of Richard deSaulles
If you have incurred a loss under your homeowner’s policy, the Law Offices of Richard deSaulles can help ensure that you obtain the maximum recovery to which you are entitled. Our firm offers free consultations and works on a contingency fee basis, which means we don't get paid unless you get paid. To date, the Insurance Claim team of the Law Offices of Richard deSaulles has received the firm’s most substantial gifts (above and beyond our fees) from our satisfied insurance claim clients. Even after our firm was paid in full for our services, some of our insurance claim clients nevertheless decided to reward our firm for its hard work and significant results.
If you or a member of your family has suffered a loss that you believe should be covered under your Homeowner’s Insurance policy, the Law Offices of Richard deSaulles may be able to help. Please feel free to either fill out a free online case evaluation or call today to speak to an attorney.
What if I Cannot Afford To Hire An Attorney?
Most of our clients do not have the thousands of dollars needed to retain an attorney and litigate their case. The Law Offices of Richard deSaulles regularly takes cases on a contingency basis. For cases taken on a contingency basis, this means:
- You do not have to pay anything to hire our firm to represent you;
- Our contingency fee is based on a reasonable percentage of the amount we obtain for you;
- We will never settle your case without your authorization; and
- If there is no recovery in your case, you do not owe us a fee.
For those clients who prefer to pay an hourly rate, our firm is happy to discuss such an arrangement. Either way, we will make sure that the terms of the representation are agreed upon before initiating representation.
